Test your financial wisdom What is your spending habit? a)I buy goods from discount shops b)I buy reasonably priced goods c)I buy expensive goods What is your credit card usage habit? a)Use credit card at every opportunity b)Use credit cards when you don’t have cash c)Use credit cards when only credit cards are accepted What is your credit card settlement habit? a)Settle credit card bill in full on due date b)Pay the minimum monthly installment c)Settle the credit card bill immediately What is your saving habit? a)I save, what is left after spending b)I spend, what is left after saving c)I spend everything I earn What is your borrowing habit? a)Buy consumer goods on installments b)Borrow only for investment, education or medical treatment c)Never borrow What motivates you to save? a)Uncertainty of the future b)An additional source of income c)There is no motivation to save What is your accounting habit? a)I write my expenses daily b)I write my expenses monthly c)I don’t write my expenses What is your maintenance habit? a)I file all my financial papers in separate folders b)I file all my financial papers together c)I keep all my financial papers in a heap What is your investment habit? a)I give priority to safety b)I give priority to returns c)I balance safety and returns What is your gift giving habit? a)I buy expensive gifts to show off b)I buy useful gifts c)I save money by not buying gifts         Answers:             Intelligent  Unintelligent  Ignorant  1  b  a  c  2  c  b  a  3  c  a  b  4  b  a  c  5  b  c  a  6  b  a  c  7  a  b  c  8  a  b  c  9  c  a  b  10  b  a  c

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